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Rebates, Taxes and Loadings

The Medicare Benefits Scheme

The Medicare Benefits Schedule (MBS) is a listing of the Medicare services subsidised by the Australian government. The Schedule is part of the wider Medicare Benefits Scheme managed by the Department of Health...

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Your Government Rebate

The Australian Government offers a rebate on private health insurance. This is sometimes referred to as your Medicare rebate and you can find more information on how it can be claimed below. Most Australians w...

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Medicare Levy Surcharge (MLS)

The Medicare Levy is a 2% tax on your income that most of us pay each year. On top of this the Government imposes a Medicare Levy Surcharge of at least 1% and as much as 1.5% if you make more than $140,000 as a...

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Lifetime Health Cover Loading (LHC)

If you believe that you are at all likely to sign up for insurance when you are older, you should consider doing so before Lifetime Health Cover loading hits you. What is Lifetime Health Cover (LHC) loading? ...

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Private Health Insurance Tax Statement

At tax time we will email you a Private Health Insurance tax statement for the previous financial year. Your tax statement is is also stored securely on for your future reference. This infor...

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What is the Pharmaceutical Benefits Scheme (PBS)?

The Pharmaceutical Benefits Scheme (PBS) is a listing of prescribed medicines that are subsidised by the Government. The Scheme is managed by the Department of Health and administered by Medicare Australia. Y...

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Lifetime Health Cover Exceptions for Recent Immigrants

Recent immigrants over 31 years old can avoid Lifetime Health Cover (LHC) loading by getting private health insurance within one year of registering for Medicare. Talk me through this process. Contact Med...

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Lifetime Health Cover Exception for Australians and Returning Permanent Residents from Overseas

Australians and Permanent Residents recently returned from overseas can apply for an exemption from the Lifetime Health Cover (LHC) loading amount. Who can apply? You must meet the following criteria to be ab...

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